Access $500-$5,000 working capital for your e-commerce business. No credit check required. Funded by crypto investors earning 8-15% APY.
Get the inventory capital you need to scale your business, fast.
Connect your Shopify store and get approved in 24 hours. No lengthy applications or credit checks.
Choose loan amounts from $500-$5,000 with 30, 60, or 90-day terms. Only 8-15% fees.
Each successful repayment improves your credit score for better rates and higher limits.
Earn real-world yield on your stablecoins, backed by productive business activity.
Earn 8-15% APY on USDT/USDC compared to 4-6% in traditional DeFi protocols.
Your capital is deployed to verified e-commerce merchants with proven sales history.
A simple three-step process connecting capital to commerce
E-commerce merchant connects their Shopify/Tokopedia store and applies for inventory capital. Approval based on sales history, not credit score.
Upon approval, a smart contract is deployed on IOTA with loan terms. Liquidity pool funds are automatically allocated to the merchant.
Merchant repays over 30-90 days via stablecoins or bank transfer. Liquidity providers earn their yield while merchant builds credit history.
Join thousands of merchants accessing capital and investors earning real-world yield.